I am really short of money now! Can anyone help me, please!!! If based solely on my current job salary, there is no way I can pay all the bills. Where can I get enough cash to cover all of them? I need help desperately. So usually, where do you all go for financial help?

My heart says go try apply the personal loans. I saw a few banks and financial institutions in the local paper giving out loans to poor people like me. Yes, even the local so-called ‘Ah Long’ aka loan shark provides some kind of loan to you. Well, I almost call them but I did not. The consequences of taking such service are too much risk for my family and me. Sadly, at my age and with current background, the banks can only offer me the secured loans, which of course you know requires some strong backing.

With my present loan for my house and insurance to cover and not to mention the babies need, I think I have to work part time or probably just concentrate more on my Internet moneymaking blogs. I need to focus on this. The future of my family is in my hand. The children need good education and by being in the no-cash situation is definitely, totally no-no to me. Whatever it takes, I need to pull myself through this financial dilemma. Even if I have to eat instant noodle everyday to save a penny, I will do it. Life is cruel and waits for no one. I better do it now or regret later. I am not getting younger and so do my children. So any suggestion from you on how to save or get the financial help?

** some company give me coins to say this