I am still wondering whether we will be ok without all this insurance coverage. some insurance has no benefit on ourselves. I mean, you pay just so after your death, someone else will get it. Is it like that?

Taking insurance need to be considered real deep. After all, you are using your own hard earned money to pay it. Survey all option before committing to it. Get as many as possible the life insurance quotes from the banks or companies before putting your signature under the dotted line.

When comes to money, be stupidly careful you know. Doesn’t matter what others said. It is your money and your decision. Done.