It is that time again to fill up your income tax form. Now everything is accessible online. No more need to go queuing to the counter. I love technology!

On the other hand, why do we need the credit reports? Especially for us Malaysians? Or is it for business man only or just anyone out there? My current knowledge not up to this. I guess it is needed if you are thinking of getting a loan or something in that nature. You know, like when asking for a loan, the lender need to see that you are able to play him back in the near future. I think that is what credit report for. Of course, from my limited knowledge only here. Hahaha.

Back to income tax, for me, if you have to pay the tax, meaning, you make enough money and that is good. Let’s think positive. Whatever we pay back to the government, it is for our own good. Just don’t politicized it.