Life is getting tougher from now on. Everything will be checked, rechecked and audited, again and again.

I am not talking about finance only here but also mentally and physically. When you become older, like me, you wished you have enough money in the finance department. Not only for your own retirement plan but also, if you have kids, their education expenses you need to think of. Let just say, NOT ENOUGH YET!

Mentally I am tired. Why, thinking of the first obstacle obviously. In addition to this, physically affected too. Sadly, if the mental not strong enough, you normally getting “wider”. You tend to eat more at the wrong time and with the wrong food. Tough life indeed. Read the rest of this entry »

What stress can do to you? Well, it can make you become like one of the crazy person. “Jadi orang gila lah” in Malay.

Yes, I am almost like that person. Stress of my working shift. Stress from my project. Stress of not enough money. Why always, the days are many while the money is short??? For the many years I have been working under this same company and do not remember how many times I said to myself, I am going to quit next 3 months. yeah, so many times, I lost count already. People will not believe if I say, I always pokai one, no saving. Pathetic life eh. Well, just for you, it’s true.
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Yes, it is not about this untrustworthy loan supplier. On the other hand, they are quite friendly though. They are so friendly that they always there for you. They can even be your house security guards, simply because they are always there, around your house – to ensure you will not run away.
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I do not know why I keep talking about money, paypal money, how to make money, transfer money and loan here and loan there. Not to mention the days I talked about credit card, debit card and what privilege card to choose etc.

I guess because of my background. I come from a poor family and financially most of the time if not always, short of cash. The month is so long but the money is so short. Now, if you are like me, for the time being, this will change soon, working under someone that you wish is under you, you know the salary is never enough. Is what Robert Kiyosaki said, in the rat race, we always lose if we did not pay ourselves first.
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Do you have the credit card that best suited for you? This is the type of question that usually comes up after the “Do you have a credit card, sir (ms)?” question. I sometimes find this question very irritating. The salesperson never stops querying you if you do not supply the answer immediately.
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I am really short of money now! Can anyone help me, please!!! If based solely on my current job salary, there is no way I can pay all the bills. Where can I get enough cash to cover all of them? I need help desperately. So usually, where do you all go for financial help?

My heart says go try apply the personal loans. I saw a few banks and financial institutions in the local paper giving out loans to poor people like me. Yes, even the local so-called ‘Ah Long’ aka loan shark provides some kind of loan to you. Well, I almost call them but I did not. The consequences of taking such service are too much risk for my family and me. Sadly, at my age and with current background, the banks can only offer me the secured loans, which of course you know requires some strong backing.

With my present loan for my house and insurance to cover and not to mention the babies need, I think I have to work part time or probably just concentrate more on my Internet moneymaking blogs. I need to focus on this. The future of my family is in my hand. The children need good education and by being in the no-cash situation is definitely, totally no-no to me. Whatever it takes, I need to pull myself through this financial dilemma. Even if I have to eat instant noodle everyday to save a penny, I will do it. Life is cruel and waits for no one. I better do it now or regret later. I am not getting younger and so do my children. So any suggestion from you on how to save or get the financial help?

** some company give me coins to say this